如何申请SHARE MARGIN FINANCING (SMF)?

经过几天来的EMAIL轰炸那位HLB 负责SMF的小姐, 我终于对如何申请SMF有点头绪了, 接下来就分享下怎样申请吧. 首先, 你必须有工作(SMF 负责的那小姐说, SMF属于LOAN的一种, 所以你必须要有工资收入, 必须有偿还能力. 但是后来经过我的死缠烂打之后, 终于答应尝试帮我申请看看, 但是前提必须有GUARANTOR. 不过后来我找到方法了, 所以就不了了之了.), 然后再准备以下的文件 (以下申请方法全部以HLB为准):

1. Application Form + Connected Party Form (as per attached)
2. Copy of NRIC
3. Latest 3 months salary slip
4. Latest EA Foms
5. Latest e-filling/Borang B/BE with tax return
6. Latest 3 months Bank Statement
7. Latest Margin Statement (if any)
8. Latest MCD statement (if any)

过后下面是详细的申请步骤:

Step 1 : You need to provide the above require income doc for the approval.

Step 2 : Once the loan is being approved, we will arrange for the signing of loan doc.

Step 3 : During signing of loan doc, you need to pay RM 85.00 (up front fees) & stamp duty of 0.5% of approved facility limit.

Step 4 : After you have accepted HLBB offer, we will arrange for the broker to open the margin CDS & trading account.

Step 5 : I will email your SMF details once both the accounts is being opened.

Step 6 : Then you can arrange for transfer in of shares / cash / FD to utilised the facility and start to trade using SMF account.

简单来说, 当所需的文件都准备好后, 可以COURIER过去给她, 或者是SCAN了EMAIL过去让他们审核. 一旦被批准了, 就会准备文件给我们签署. 这其间, 必须付RM85和0.5%批准贷款额的STAMP DUTY. 我们接受贷款过后, 就会安排BROKER帮我们开一个MARGIN CDS和TRADING ACCOUNT. 当户口开好后, 她就会EMAIL我们关于户口的详细资料. 最后, 我们就可以把股票, 现金, 还是定期存款用来MARGIN了.

最后, 附上SMF最新的PROMOTION:

还有HLB那位很好人的负责SMF的小姐的联络:

Florence Ng Yean Ping
PFS - Share Financing
Hong Leong Bank Berhad
Tel : 03-21692306 /03-21805916 / 012-6626378
Fax : 03- 21642913
Email : florenceng@hlbb.hongleong.com.my